Whether you're just starting the process of finding a home or ready to make an offer today, we can help. Pre-qualification and fast pre-approvals can make all the difference in the acceptance of your offer. Contact us today and we'll get started immediately to give you the edge in securing your dream home.

We offer a host of flexible loan programs to meet your income, job status, and down-payment requirements:

	Low or zero down
	Interest only loans for low payment options
	Monthly adjustable loans
	15, 20, and 30-year fixed loans
	40-year amortization
	Jumbo loans to $8 million
	Manufactured homes OK
	Interest rate lock programs
	VA loans

Self-employed and investor income clients are welcome.

For investment property purchases, we specialize in providing income property recommendations and financial analysis.

 

Consolidate your debt. Lower your monthly payments. Eliminate your second mortgage. Stop wasting money on private mortgage insurance. Or just get cash out. Whatever your reason, the climate is right for refinancing.

Chances are, with today's rates we can help you refinance your home at a lower interest rate and save you money. We'll analyze your situation and develop the best refinancing solution to suit your individual circumstances.

Ask us about:

	Low or zero down payment loans
	Interest only loans for low payment options
	Monthly adjustable loans
	15, 20, and 30-year fixed loans
	40-year amortization
	Interest rate lock programs

 

We'll help you make smart decisions about putting your home equity to work for you. Whether you're seeking to consolidate debt, pay for college, start that home improvement project, or increase your liquidity for other real estate investments, our loan experts are on hand to advise and assist.

Ask us about:

	Intermediate term fixed loans
	Convertible loans
	HELOC (home equity loans of credit) - adjustable monthly
	HELOC - fixed for entire term